This thread is giving me flashbacks to my horrible binging around this time last year, just awful. If they're available all of the time, that always seems to be a bad sign. Ask Fran is terrible, isn't even really pretending to be a psychic. I think she's my all-time worst. Jennifer Moran snapped at me and was off the phone with me in like 30 seconds (at least she didn't waste my time). Spiritminded also doesn't even really pretend to be psychic. She is so negative and was wrong. I don't remember paying much for those people though. Karma Warrior was a complete jerk to me for daring to ask him what cards he was getting and wrong. I know there are more I'm forgetting.
The worst value for me in the end was Kira. She's so expensive and it's not even a phone reading (I prefer phone to chat). She had some hits for me early on so I bought in, but the more I read with her, the more blatantly inaccurate she became.