This thread is giving me flashbacks to my horrible binging around this time last year, just awful. If they're available all of the time, that always seems to be a bad sign. Ask Fran is terrible, isn't even really pretending to be a psychic. I think she's my all-time worst. Jennifer Moran snapped at me and was off the phone with me in like 30 seconds (at least she didn't waste my time). Spiritminde d also doesn't even really pretend to be psychic. She is so negative and was wrong. I don't remember paying much for those people though. Karma Warrior was a complete jerk to me for daring to ask him what cards he was getting and wrong. I know there are more I'm forgetting.
The worst value for me in the end was Kira. She's so expensive and it's not even a phone reading (I prefer phone to chat). She had some hits for me early on so I bought in, but the more I read with her, the more blatantly inaccurate she became.