Metaphysical, Spiritual and Psychic Discussions > Keen.com
Went on a Keen bender last night
doubleoh8:
--- Quote from: candy1 on October 02, 2017, 09:52:18 PM ---
--- Quote from: peppie on October 02, 2017, 09:47:09 PM ---
--- Quote from: Universal9 on October 02, 2017, 09:28:15 PM ---This psychic line called thecircle.com or what used to be called, had a mandate of $500 or something max per month. That I know because I used to use that service long ago. It is UK based service. Why did they have the mandate? Because they care. They care about the customers, about their spending. They understand that when we are being let down by someone, how it feels, where can will power fly away, and how can that take a toll on our debts because we want to hear something positive from someone during those times.
Like alcohol has an age limit, like marijuana has limitations, so should these addiction-based services have restriction.
Why is it so difficult to understand that keen makes money off of a person's misery, their immediate distress. Otherwise they have no income.
I dont see how I can control credit card's transaction via keen but yes they should have a limit too for such services. Someone has to take charge for these addiction based services, one day it will happen. And trust me, that will be for our best. Much better than realising that we spent say $15000 on keen readings instead of having it in savings!
And for those who want to spend more than $500 per month (and 500 is an arbitrary number), yes they should be allowed but it should not be made easy for them either. Just for example. I am thinking out loud anyways.
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We're not victims. I really don't mean this in a mean way, but if you can't accept responsibility for your own behaviors, you'll probably be addicted for a very long time. Example: if an alcoholic can't admit he/she has a problem he probably will be an alcoholic for a long time.
You can't blame the freedom allowed by our financial system for your spending woes.
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YESS!!!!!! Exactly!!!!
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Soooo... wondering your thoughts on this: what if the financial institution allows you to go significantly over your spending limit?
That's my situation. I totally agree that we are responsible for the spending. That said, after 30+ years of building great credit and being a super responsible person :D I went out of control with psychic calling and maxed my credit card. But it didn't end there, because my bank allowed me to go 50% over and above my credit limit -- and my limit was high! I didn't catch it until I came out of my temporary insanity. Still -- I do feel it's 100% my responsibility, but a friend suggested I could take it up with the bank that they allowed me to keep spending after I'd reached and exceeded my limit. The bank says they have that discretion for valued customers... but that I can take it up with credit card services if I choose to. I haven't decided if I will ... but am considering it.
Interestingly, keen was able to keep charging my card while california psychics was not.
Thoughts?
njlady:
--- Quote from: Universal9 on October 02, 2017, 09:28:15 PM ---This psychic line called thecircle.com or what used to be called, had a mandate of $500 or something max per month. That I know because I used to use that service long ago. It is UK based service. Why did they have the mandate? Because they care.
--- End quote ---
They aren't doing it because they care. They are doing it lessen chargebacks.
I
HornetKick:
I've known of some other platforms that had a similar mandate when people were over charging to their house phones (before mobiles of course). I doubt they still have it though with the use of credit cards.
I don't use my credit card for readings. I almost always use readers/platforms who accept Paypal. It is direct cash.
njlady:
--- Quote from: doubleoh8 on October 02, 2017, 11:11:01 PM ---
Interestingly, keen was able to keep charging my card while california psychics was not.
Thoughts?
--- End quote ---
Over the limit transactions from merchants that have been flagged as risky (such as casinos) are denied by a lot of card issuers. But, depending on the issuer and your rating and history, you may have a green light, i.e. you go to Vegas a lot, spend a lot and pay your 15k bill in full and on time every month. CP may be flagged for over limit transactions on your card issuers list.
njlady:
--- Quote from: Still tired on October 02, 2017, 11:30:04 PM --- But the very least they could do is add features that help us track and limit our own spending. If we pay a premium for their service, why not? But that would reduce their profits so they will never do it willingly.
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The DO have that feature.
Click on Transaction Details and your transaction summary for the current month will come up. Use the drop down box to view your monthly transaction history for the prior 13 months.
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