Metaphysical, Spiritual and Psychic Discussions > Keen.com
Went on a Keen bender last night
candy1:
--- Quote from: Universal9 on October 02, 2017, 09:28:15 PM ---This psychic line called thecircle.com or what used to be called, had a mandate of $500 or something max per month. That I know because I used to use that service long ago. It is UK based service. Why did they have the mandate? Because they care. They care about the customers, about their spending. They understand that when we are being let down by someone, how it feels, where can will power fly away, and how can that take a toll on our debts because we want to hear something positive from someone during those times.
Like alcohol has an age limit, like marijuana has limitations, so should these addiction-based services have restriction.
Why is it so difficult to understand that keen makes money off of a person's misery, their immediate distress. Otherwise they have no income.
I dont see how I can control credit card's transaction via keen but yes they should have a limit too for such services. Someone has to take charge for these addiction based services, one day it will happen. And trust me, that will be for our best. Much better than realising that we spent say $15000 on keen readings instead of having it in savings!
And for those who want to spend more than $500 per month (and 500 is an arbitrary number), yes they should be allowed but it should not be made easy for them either. Just for example. I am thinking out loud anyways.
--- End quote ---
I'm not saying that it wouldn't be good thing to have that cap. And for the companies that do, good on them. BUT the responsibility still falls on us. AND I am just as guilty as most on this site of not being able to control myself. I seriously hope that by deleting my cards off of Keen that it will make it more difficult in my moment of need - having to go find a card (that isn't maxed) and enter in the details just go into a reading. Luckily - I am in Canada, so my paypal doesn't work on Keen...
I really should put my credit cards in a ziplock bag of water and put them into the freezer so I really don't have access... Which... I think I just might do when I get home ;)
peppie:
--- Quote from: Universal9 on October 02, 2017, 09:28:15 PM ---This psychic line called thecircle.com or what used to be called, had a mandate of $500 or something max per month. That I know because I used to use that service long ago. It is UK based service. Why did they have the mandate? Because they care. They care about the customers, about their spending. They understand that when we are being let down by someone, how it feels, where can will power fly away, and how can that take a toll on our debts because we want to hear something positive from someone during those times.
Like alcohol has an age limit, like marijuana has limitations, so should these addiction-based services have restriction.
Why is it so difficult to understand that keen makes money off of a person's misery, their immediate distress. Otherwise they have no income.
I dont see how I can control credit card's transaction via keen but yes they should have a limit too for such services. Someone has to take charge for these addiction based services, one day it will happen. And trust me, that will be for our best. Much better than realising that we spent say $15000 on keen readings instead of having it in savings!
And for those who want to spend more than $500 per month (and 500 is an arbitrary number), yes they should be allowed but it should not be made easy for them either. Just for example. I am thinking out loud anyways.
--- End quote ---
We're not victims. I really don't mean this in a mean way, but if you can't accept responsibility for your own behaviors, you'll probably be addicted for a very long time. Example: if an alcoholic can't admit he/she has a problem he probably will be an alcoholic for a long time.
You can't blame the freedom allowed by our financial system for your spending woes.
peppie:
--- Quote from: candy1 on October 02, 2017, 09:40:33 PM ---
--- Quote from: Universal9 on October 02, 2017, 09:28:15 PM ---This psychic line called thecircle.com or what used to be called, had a mandate of $500 or something max per month. That I know because I used to use that service long ago. It is UK based service. Why did they have the mandate? Because they care. They care about the customers, about their spending. They understand that when we are being let down by someone, how it feels, where can will power fly away, and how can that take a toll on our debts because we want to hear something positive from someone during those times.
Like alcohol has an age limit, like marijuana has limitations, so should these addiction-based services have restriction.
Why is it so difficult to understand that keen makes money off of a person's misery, their immediate distress. Otherwise they have no income.
I dont see how I can control credit card's transaction via keen but yes they should have a limit too for such services. Someone has to take charge for these addiction based services, one day it will happen. And trust me, that will be for our best. Much better than realising that we spent say $15000 on keen readings instead of having it in savings!
And for those who want to spend more than $500 per month (and 500 is an arbitrary number), yes they should be allowed but it should not be made easy for them either. Just for example. I am thinking out loud anyways.
--- End quote ---
I'm not saying that it wouldn't be good thing to have that cap. And for the companies that do, good on them. BUT the responsibility still falls on us. AND I am just as guilty as most on this site of not being able to control myself. I seriously hope that by deleting my cards off of Keen that it will make it more difficult in my moment of need - having to go find a card (that isn't maxed) and enter in the details just go into a reading. Luckily - I am in Canada, so my paypal doesn't work on Keen...
I really should put my credit cards in a ziplock bag of water and put them into the freezer so I really don't have access... Which... I think I just might do when I get home ;)
--- End quote ---
100% agree again.
candy1:
--- Quote from: peppie on October 02, 2017, 09:47:09 PM ---
--- Quote from: Universal9 on October 02, 2017, 09:28:15 PM ---This psychic line called thecircle.com or what used to be called, had a mandate of $500 or something max per month. That I know because I used to use that service long ago. It is UK based service. Why did they have the mandate? Because they care. They care about the customers, about their spending. They understand that when we are being let down by someone, how it feels, where can will power fly away, and how can that take a toll on our debts because we want to hear something positive from someone during those times.
Like alcohol has an age limit, like marijuana has limitations, so should these addiction-based services have restriction.
Why is it so difficult to understand that keen makes money off of a person's misery, their immediate distress. Otherwise they have no income.
I dont see how I can control credit card's transaction via keen but yes they should have a limit too for such services. Someone has to take charge for these addiction based services, one day it will happen. And trust me, that will be for our best. Much better than realising that we spent say $15000 on keen readings instead of having it in savings!
And for those who want to spend more than $500 per month (and 500 is an arbitrary number), yes they should be allowed but it should not be made easy for them either. Just for example. I am thinking out loud anyways.
--- End quote ---
We're not victims. I really don't mean this in a mean way, but if you can't accept responsibility for your own behaviors, you'll probably be addicted for a very long time. Example: if an alcoholic can't admit he/she has a problem he probably will be an alcoholic for a long time.
You can't blame the freedom allowed by our financial system for your spending woes.
--- End quote ---
YESS!!!!!! Exactly!!!!
njlady:
--- Quote from: Still tired on October 02, 2017, 09:40:58 PM ---
Do you think everyone who runs up their cards actually pays them off responsibly? It affects the whole financial system and hurts everyone when people run up debts they can't possibly pay back. Keen gets their money, but the credit card company may not. It would be better for the credit card companies to watch spending on pay per minute sites and cap spending if it starts to get out of control, and they have the total right to do that because it is THEIR money.
--- End quote ---
Seriously? You don't understand how getting credit works? If you don't qualify, you don't get it.
If I wanted to spend $100,000 on gumballs next month and then default, I could. Why don't I? Because I am a responsible person with no mental health issues and I take responsibility for my actions.
The credit card company doesn't, and never ever should, be allowed to choose where my money goes. And yes, it is my money. I pay the bill. I've signed and pledged responsibility for payment in my agreement. If I want to spend it on gumballs, Keen, hats for my cats, a trip, whatever the hell I want, it's my choice. And defaulting? It's a business. It's calculated into their business formula.
I'm not 5 years old or an idiot. I don't need someone going through my Target transaction Big Brother style before it's "approved", going "tut, tut ... you've reached the citizen quota on placemats! I'm going to have to say no to that! Another pair of socks? My, my. Three more pairs and we won't be able to approve any more until next year dear."
If you need someone to monitor your spending, petition the court to have a conservator or guardian appointed to handle your finances. A credit card company isn't responsible for your actions.
What's next? Blame your cell phone carrier because you get unlimited talk time and that made you do it?
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