I haven't kept track but I know I spent several thousand, spaced out over 10 years. That might not sound too bad, but for me that is a lot of money that could have been used a lot more wisely. I almost feel the same way as you though...I don't feel so bad over it as I used to. It helped me cope and I don't think there was any other way I could have handled it. I just wish I had known sooner which readers to avoid. The emotional damage was far worse for me than the financial impact.
I agree, I think we need to separate the money from the act.
Reaching out for help, grasping at hope, trying to gain clarity about a situation, trying to gain closure in order to move on .. there is nothing wrong with that. In fact it's a sensible, human reaction in the face of something distressing .. We shouldn't beat ourselves up for reaching out for help.
In the past, we may have found one reader to work with and spent far less $$. The issue is the instant reading service. It is like taking a painkiller for toothache. You can't resist reaching out until funds have run dry.. every time the pain sets in, the compulsion is to reach out and numb it.. a very natural reaction.
The issue isn't the act itself.. it's the cost that has been assigned to it.. the readers get very little (from what I can asses from conversatio
ns with advisors). The interface - whether Keen, click4advis
or or something else etc, are the winners.. and of course as you say, filtering out the good readers eats up funds..
But we shouldn't feel ashamed for reaching out for help, clarity and support..