Sadly, I dont think we are equipped to help other than to share our experiences
I recommend texting the crisis line: 741741
I used this a lot last year when my therapist recommended it (back when I had money for therapy). It is a suicide hot line, but they are there to calm the crisis down. There are other support lines but this is the one I used
https://www.crisistextline.orgThey usually hear you vent and when you are calm enough to let heavy emotions pass they give some resources if you’re in domestic abuse, need a women shelter resource, types of depression apps. My guess is they would probably give you some kind of support perhaps point to financial resources or some kind of debtors anonymous - but maybe not. But if you been binging and maxed out your credit card and can’t stop then you need help to get you to stop… and yes it will hurt, because emotionally it’s not what you want to do.
I dunno
But if you’re in crisis we cannot evaluate and numbers like this are to support you to find guidance but they are free resources so don’t expect miracles - but it is something
So if you do have some kind of health insurance definitely check if they have like nurse line, or their type of crisis line
The best any of can recommend it to have courage to check your credit card. By Tuesday is you have stopped calling most of those have posted
From what I see you’ve been using CP (California psychics). Ugh like a bartender who has your credit card and they know you have problem you can put a cap amount … but most ppl have found this is just band aid to the root of the problem. When I did have CP I did change it a few times and then finally just closed CP, and even then i reopened it a few times… but eventually I kept CP closed. When you finally close CP to get back in you have to call and send an email to authorize your bank and or credit card as a form so THEY can protect THEMSELVES … not you. For me, I know CP is first a marketing company to keep you on the phone long as possible. The fabrication they cater to knowing your future is sadly a fantasy
I don’t know your financial situation so I don’t want to recommend closing your credit card, or putting a lock hold if you have reoccurring charges to that account
Because of my addiction I sadly did have to open a second bank account. Because I do gig work i got debit card with them to get paid instantly, it definitely helped when I let one bank go negative while I could help pay my much needed bills… after a certain amount days being negative the bank does close your account and reports it to negative stuff.
If you have good credit card company they are willing to haggle with you to make and lower payments. Actually even help stop payment from CP which would result in permanent closing your account with them until you have those debts paid off- but that’s one way to keep you calling CP for good
These are the start of worst case scenarios. I think I read on here about how some ppl have declared bankruptcy
Sadly, it’s still learning process but I cannot regulate my emotions with spending. This is life building skill for life and good one learning to regulate emotions.
I’m sure other will post suggestions soon enough
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